Buy Now, Pay Over Time

As low as 0% APR financing, with Shop Pay

Reimagine your space and get started today. Pay over time with flexible payment options.

Couple lying in bed together in a bedroom.

Easy to Get Started

Select the furniture to reimagine your space. Add to cart. Choose Shop Pay at checkout. Select the Shop Pay installments plan that works best for you – and find out if you’re eligible in minutes.

*Rates from 0-36% APR. Payment options through Shop Pay Installments are subject to an eligibility check and are provided by these lending partners: https://affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. State notices to consumers https://www.affirm.com/licenses.

Shop Pay Benefits

Shop Pay gives you the choices you want, making it easy to buy your furniture now and pay for it over time – the right amount of time for you.

Fast Approval Process

Fast Approval Process

Find out in real time if you’re approved – without impacting your credit.

Payments Tailored to You

Payments Tailored to You

Split your payments into bi-weekly or monthly fees – for as much as 24 months.

No Surprises

No Surprises

No hidden fees or late fees – ever. With Shop Pay you know up front the total amount you’ll pay.